Riders pay you directly — in cash, or by UPI to your own UPI ID. The money is yours the moment they pay. SnappCab never holds your fares, so there is nothing to wait for or withdraw.
Set up your UPI ID under How you get paid. After each ride, confirm the payment with Cash received or Payment received. If the rider didn't pay, tap Rider didn't pay, and contact us if you need help settling it.
Your earnings screen lists every ride and how it was paid.